Tufts Medicare Supplement Plans for 2019

Tufts Medicare Supplement Plans

Those individuals who have just turned 65 enjoy lower costs because of the low premiums of Medicare supplements provided by different insurance providers. The same principle is applied by Tufts Medicare Supplement plans for 2019.

So, you are in luck if you are considering shopping for your out-of-pocket healthcare costs at the time of your retirement.

Don’t wait until you celebrate your 66th birthday to cover excessive costs, because this decision can result in you losing the chance to discounted premiums.

There are various qualities which allow the individuals to choose among the supplement plans they get to cover excess Medicare costs. These include their anticipated healthcare costs, the costs of these plans, and the restrictions of medical services for which the plan offers coverage.

Tufts Health Plan

Tufts Medicare Supplement plans for 2019 offer greater flexibility when it comes to the choice of healthcare providers, the location of coverage including international locations, and the inclusion of access to a variety of health and wellness facilities.

The only downside, which can deter your chances of enrolling in a Tufts Medicare Supplement plan, is that the plans are offered only to the residents of Massachusetts or those individuals who spend 6 consecutive months in the area.

There are two different supplement plans provided by Tufts Health Plan:

  • Supplement Plan One
  • Supplement Core Plan

An Overview of Supplement Plan One

The basic feature of every Tufts Health Plan package is flexibility in the choice of the healthcare provider as long as the provider is covered by Medicare. Supplement Plan One is an extensive plan which covers almost all the healthcare costs in excess of Medicare coverage.

The offered benefits are listed below:

Included coverage in all parts of the country,

$150 reimbursement towards fitness facilities including fitness club membership, instructional classes, and nutritional counseling,

Another $150 reimbursement towards weight management care, and

Further $100 reimbursement towards eyewear.

These excess benefits will come at the top of basic coverage of various out-of-pocket costs of Medicare. The included coverage features:

Medicare Part A and Part B deductibles,

Medicare Part B coinsurance for eligible expenses,

The copay for hospitalization from 61st day to 90th day,

The copay for hospitalization from 91st day onward- out of your 60 lifetime hospitalization reserve days,

Skilled Nursing copays starting from 21st day up to the 100th day of the period,

One eye exam in the span of one calendar year, and

Travel healthcare insurance.

An Overview of Supplement Core Plan

In addition to allowing flexibility of provider of healthcare services, this plan allows $150 reimbursement towards fitness facilities including fitness club membership, instructional classes, and nutritional counseling.

The costs covered under this plan include:

The copay for hospitalization from 61st day to 90th day,

The copay for hospitalization from 91st day onward- out of your 60 lifetime hospitalization reserve days,

Medicare Part B coinsurance remaining after deductible, and

Travel healthcare insurance.

Wrap Up

Both of the Tufts Medicare Supplement plans offer discounted premiums so you can enjoy the benefits of joining the club in your good health. These plans are best suited for those individuals who want to maintain the quality of healthcare after retirement.

How do you see the plan? Please share your preferences in the comments.

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